- Want the latest highlights in retirement news and indexed annuities? Enter your email in the signup box above to receive our quarterly IALC Insights Newsletter. Click below to browse our archives.
Tag Archives: social security
Planning for Retirement: Recent Graduates
Although graduating from college comes with an array of emotions and excitement, it’s important to take time to think about your career path and the ways you can begin planning for retirement. Unlike your parents and grandparents, millennials will be mostly on their own for retirement savings, given the shift in the retirement landscape toward more of a “pay-for-yourself” era. Continue reading
Top 3 Common Retirement Mistakes
On the surface, transitioning to retirement means spending your days on the golf course or on the beach instead of in the office. But failing to prepare for retirement means more complications than leisure. Continue reading
Posted in Uncategorized
Leave a comment
The biggest risk to your retirement? Unrealistic expectations.
While many people approaching retirement have actively adjusted their retirement plan to take into account recent economic uncertainty and market volatility, few recognize that an even bigger threat to their retirement nest egg is unrealistic expectations. Continue reading
Red, White & Scammed: Q&A with Personal Finance Expert Ellie Kay
In today’s video blog, Ellie Kay answers your questions about whether some of the “opportunities” available to American consumers are in fact a good deal or just fiction. Continue reading
Indexed Annuities Leadership Council Partnering with Alzheimer’s Association
While doctors work to better understand the disease and how to eliminate it, here at the Indexed Annuities Leadership Council (IALC), we want you to know that there are things you can do to financially prepare for the long-term care costs associated with the disease. That’s why we’re proud to announce our partnership with the Alzheimer’s Association. Continue reading
Posted in Planning for Retirement
Leave a comment
Jobs Today Affect Retirement Tomorrow
Behind this short term struggle for jobs lies an even more serious long term demon: the need to amass adequate retirement savings, especially in light of the fact that the Medicare and Social Security safety nets may not exist in 20 or 30 years (see our April 25th post on Social Security below). Continue reading
Posted in Personal Finance
Leave a comment
The Future of Social Security
A new government report says Social Security reserves could be exhausted by 2033. You can read more about the report in a Wall Street Journal article from Monday. We’ve seen concerns about the future of Social Security for years, and this report doesn’t exactly bring reassurance. It’s unclear if Social Security will support Americans’ retirement plans for the next generations in the way it has traditionally been used. So what does it all mean for consumers? Continue reading
Posted in In the News
Leave a comment
How Health Reform Could Impact your Retirement Plans
Regardless of your views on the 2010 health reform law, there are some specific provisions that may impact how those approaching retirement plan for their health and long-term care costs. Continue reading
Posted in In the News, Planning for Retirement
Leave a comment
Does your retirement plan account for escalating health care expenses?
According to a recent research study from the Insured Retirement Institute (IRI), rising medical expenses, projected to be in the hundreds of thousands of dollars for retirees over their lifetimes—including premiums and out-of-pocket costs—bring another uncertain element to retirement income planning. This is compounded by the Social Security cost-of-living adjustment (COLA) that has not kept pace with today’s health care costs and increases in Medicare Part B premiums which are deducted from Social Security checks. Continue reading