Tag Archives: news

Recent Study Shows Americans are $6.8 Trillion Behind Necessary Retirement Savings

Many people across the country are experiencing lifestyle changes due to a lack of sufficient retirement savings. Many lost their jobs in the aftermath of the Great Recession or had not began saving for retirement and their wages have not increased in six years. Continue reading

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Fixed Indexed Annuities: Getting Better With Age

According to a recent Reuters article “annuities are like flat-screen televisions. They keep getting better and cheaper. As baby boomers move into retirement, the insurance industry keeps improving the quality of retirement-focused products they sell.” This increased product quality is … Continue reading

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CONGRESS OPENS DOOR FOR TAX-FREE RETIREMENT INCOME

It is important to consult with a tax and/or investment advisors about whether a Roth conversion is right for you. If you are looking at a conversion to a Roth account, you may also want to consider doubling down with a fixed indexed annuity. By including a fixed indexed annuity in your 401(k) Roth account, you can protect against loss of your initial investment and guarantee a minimum annual tax-free return. Continue reading

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The Affordable Care Act and Your Investment Income

So how might you avoid having taxable income from the above sources push you over the income threshold, subjecting you to the 3.8% surtax? One strategy being used by savvy investors is to shift your investment strategy towards assets that provide more tax-efficiency and control, such as fixed, traditional, or indexed deferred annuities. Continue reading

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It doesn’t have to be this way

One of the ways that many investors have chosen to add some balance to their financial plans, particularly in risky markets, is to consider a fixed indexed annuity. These products play an important role in a balanced retirement plan by providing principal protection, upside potential, guaranteed interest, and guaranteed income for life. Continue reading

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Retirement Dreams Disappear With 401(k)s

60 Minutes recently re-aired a story about 401(k)s and the fact that so many nearing retirement age are actually are putting off their retirement because their 401(k) investments have faltered due to market volatility…In response to this segment, an article in Inside Tucson Business outlines some alternatives to 401(k) investments including self-directed IRAs and Fixed Indexed Annuities. Continue reading

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How Prepared are You for Retirement?

A recent report from the Insured Retirement Institute found that Boomers between the ages of 60-65 need advice about retirement income. Some of the statistics are alarming. Continue reading

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In the News: Wirehouses Warming to Indexed Annuities

In a recent article by Investment News, it seems that wirehouses are embracing the once-criticized fixed indexed annuity market. In fact, sales of the product are up more than 400% from 2010. According to John Mulhall, managing director at Merrill Lynch Global Wealth Management, wirehouses have really come around. Continue reading

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