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Tag Archives: Myths about Indexed Annuities
5 Things You Need to Know About FIAs
An easy guide to the 5 things you should know about Fixed Indexed Annuities (FIAs). Continue reading
Posted in Personal Finance, Planning for Retirement
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Red, White & Scammed: Q&A with Personal Finance Expert Ellie Kay
In today’s video blog, Ellie Kay answers your questions about whether some of the “opportunities” available to American consumers are in fact a good deal or just fiction. Continue reading
Preparing for Escalating Healthcare Costs in Retirement
A recent Associated Press article reported that the average retired couple is facing $220,000 in medical bills during retirement. If that number astounds you, you are not alone. Continue reading
Posted in FAQ, In the News, Personal Finance, Planning for Retirement
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Indexed Annuity Sales are Up, Complaints are Down
Despite the growth in indexed annuity sales, complaints against the product have significantly decreased since 2010, according to data recently released by the National Association of Insurance Commissioners (NAIC). What’s more, a recent LIMRA study found that 83% of indexed annuity buyers were satisfied with their annuity purchase, and five in six would recommend annuities to family and friends. Continue reading
Posted in FAQ, In the News, Product Features
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The Best of Both Worlds
One of the most common misconceptions about annuities is that to guarantee the monthly income payments you forego access to your principle in an emergency or to pass on as an inheritance. Continue reading
Why the 4% Rule Still Stands
In light of stock market volatility, all time low interest rates, and retirees living longer, many financial experts are saying that you should reduce that 4% to 3% and put off taking social security. All that being said, there are ways to make the 4% (or better) work to guarantee income throughout your retirement. Continue reading
Posted in In the News, Planning for Retirement
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Despite Economic Recovery, Americans Still Anxious about Retirement
A recent poll by the National Institute on Retirement Security (NIRS) finds that despite the improvements to the economy, Americans are still feeling anxious about their retirement prospects. Indeed, a majority (55%) are “very concerned” about the current economic conditions … Continue reading
Posted in In the News, Planning for Retirement
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Indexed Annuities: The Basics
To help people like you understand the different product features of indexed annuities we’ve created this helpful video that explains the ins and outs of the indexed annuity product to give you the facts (without the sales pitch) so you can feel confident and assured in planning for your retirement. Continue reading
FAQ of the Week: How is interest rate credited?
By Wade H. Mayo, President, Life Insurance Company of the Southwest, member of the National Life Group Overall, indexed annuities are relatively simple to understand, but figuring out how your interest rate will be credited can take some time to … Continue reading
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Five Myths about Indexed Annuities: Part 4
All financial vehicles have to cover the provider’s sales and marketing expenses. Over time, the margins built into an annuity to cover commissions are not necessarily higher than the sales and marketing expense margins built into competing financial vehicles. Continue reading
Posted in FAQ, Personal Finance, Product Features
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