- Want the latest highlights in retirement news and indexed annuities? Enter your email in the signup box above to receive our quarterly IALC Insights Newsletter. Click below to browse our archives.
Tag Archives: Jim Poolman
Millennials say they want to save for retirement, but a third aren’t doing it
Nearly one in three millennials have no money saved for retirement, and a quarter of millennials – people between the ages of 18 and 34 – report owing more money than they have currently saved, according to a survey released by the Indexed Annuity Leadership Council (IALC).
Continue reading
Posted in Personal Finance, Planning for Retirement
Comments Off on Millennials say they want to save for retirement, but a third aren’t doing it
Study: Boomers Still Not Prepared for Retirement
Financial forecasters and retirement experts have warned about the looming retirement crisis in America and one thing is abundantly clear: many Americans are not prioritizing their retirement savings. Continue reading
Posted in In the News
Leave a comment
What’s the Key to Meeting New Year’s Financial Resolutions? Setting Attainable Goals
According to the 2013 Fidelity Resolutions Study, the number of people making financial resolutions is at an all-time high and almost half of the survey respondents reported achieving over 80% of their financial goals last year. So what is the secret to success? Setting realistic and attainable goals is key to ensuring that you make good on your resolutions long after everyone else has thrown in the towel. Continue reading
Posted in Personal Finance
2 Comments
How Younger Americans Differ in their Approach to Retirement
Is there a silver-lining to all of the economic turmoil Americans have faced in the past few years? One could argue that it taught younger Americans an important lesson – save! A recent Wall Street Journal article underscores this point, noting that as their parents lost jobs and homes and delayed retirement, these children are—in turn—boosting savings, cutting spending, and planning for retirement. According to a survey by TD Ameritrade, while 46% of people aged 48 to 66 have regular savings plans, the figure is nearly 60% for those aged 23 to 47. Continue reading
Posted in Planning for Retirement
Leave a comment
The very low risk of insurance company bankruptcy
When purchasing a financial product, one of the most important aspects to consider is the financial strength of the company from which you purchase the product. Insurance companies often have a leg up on this regard. Continue reading
Posted in In the News, Personal Finance, Product Features
Leave a comment
Don’t count on an inheritance to boost retirement savings fund, study finds
As the United States faces increasingly uncertain economic times and employment outlook, working adults can no longer count on an inheritance to boost their retirement savings fund. A 2012 Allianz Life - American Legacies Study released this May suggests a shift in the attitudes of Baby Boomers (between 47 and 66) and Elders (72+). Both of these groups reported that family stories and heirlooms are their most important legacy – as opposed to a monetary inheritance, while only 20% of Elders said that they owe their children any inheritance at all. Continue reading
Posted in In the News, Planning for Retirement
Leave a comment
New Tools to Help You Plan a Strong Future
As you may have noticed we’ve changed things up a bit. To help guide you through planning for your financial future, we’ve added more resources and retirement information to our site. Continue reading
Posted in Planning for Retirement
Leave a comment
The Benefits of Balancing Your Financial Plan
Learn more about David’s story and how indexed annuities have helped him meet his retirement goals. Continue reading
Retirement Dreams Disappear With 401(k)s
60 Minutes recently re-aired a story about 401(k)s and the fact that so many nearing retirement age are actually are putting off their retirement because their 401(k) investments have faltered due to market volatility…In response to this segment, an article in Inside Tucson Business outlines some alternatives to 401(k) investments including self-directed IRAs and Fixed Indexed Annuities. Continue reading
Financial State of Baby Boomer Women
A recent story from NBC News reported that Baby Boomer women are one of the least financially prepared population segments in our country right now. According to the AARP, only 10 percent of Boomer women have pensions, and 32 percent have 401ks. What’s more is 40 percent of Baby Boomer women are single and do not want to be dependent on others for financial stability. Many have returned to work … and not by choice. Continue reading