Tag Archives: Insurance

Increased Life Expectancy Leads to a Decrease in Payout Rates

With current rates being “low,” they may seem befuddled when asked to consider purchasing an annuity. I explain that today’s rates are not low. In fact, I believe these to be the “new” rates—and today’s rates may be the highest rates we could see for a very long time! Continue reading

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Planning for Retirement: Recent Graduates

Although graduating from college comes with an array of emotions and excitement, it’s important to take time to think about your career path and the ways you can begin planning for retirement. Unlike your parents and grandparents, millennials will be mostly on their own for retirement savings, given the shift in the retirement landscape toward more of a “pay-for-yourself” era. Continue reading

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The Changing Face of Retirement

The Indexed Annuity Leadership Council unveiled a new initiative that examines the widely varying retirement experience across America. The project, the Changing Face of Retirement, weaves together recently released survey data, regional and personal experiences and expertly comprised photos to paint a realistic view of modern-day retirement. Continue reading

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Red, White & Scammed: Q&A with Personal Finance Expert Ellie Kay

In today’s video blog, Ellie Kay answers your questions about whether some of the “opportunities” available to American consumers are in fact a good deal or just fiction. Continue reading

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Why the 4% Rule Still Stands

In light of stock market volatility, all time low interest rates, and retirees living longer, many financial experts are saying that you should reduce that 4% to 3% and put off taking social security. All that being said, there are ways to make the 4% (or better) work to guarantee income throughout your retirement. Continue reading

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The very low risk of insurance company bankruptcy

When purchasing a financial product, one of the most important aspects to consider is the financial strength of the company from which you purchase the product. Insurance companies often have a leg up on this regard. Continue reading

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Planning for Retirement with Balance

You don’t necessarily need to scrap your retirement dreams because of a bad economy. While many older Americans have seen their nest eggs decimated by a troubled economy, some smart planning and open dialogue can keep your retirement on track. Continue reading

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Illinois Securities Department Order in the Matter of Senior Financial Strategies, Inc.

The Indexed Annuity Leadership Council (IALC) strongly adheres to the highest marketing standards and in ethical and fair sales practices for the products that we sell including suitability review, disclosure, training, and consumer education. Continue reading

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