Tag Archives: Indexed Annuities

Retirement Savings Resolutions for the New Year

While getting your health into shape tops many Americans’ New Year’s resolution list, getting your finances in shape should be another goal you make in the New Year. Why is this so important? A recent study showed that nearly 40 percent of Americans don’t have any retirement savings. That’s a big deal. This year, consider making a Retirement Resolution.

Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , | Comments Off on Retirement Savings Resolutions for the New Year

Teacher’s Retirement Q&A w/ IALC Expert

With the new school year in full swing, it’s a good time for teachers to revisit their own long-term plan and consider preparation for when they are no longer lesson planning. Checking up on your long-term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you understand how the products in your retirement portfolio will help you achieve your goals. Continue reading

Posted in In the News, Personal Finance | Tagged , , , , , , , , , , , , | Comments Off on Teacher’s Retirement Q&A w/ IALC Expert

Q&A with Retirement Expert Tom Hegna

We recently interviewed retirement expert, Tom Hegna, and asked him some of the most commonly posed retirement questions. Here’s what he had to say.

Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , | Comments Off on Q&A with Retirement Expert Tom Hegna

Up Your Retirement IQ with These 3 Tips

In order to guarantee a secure and relaxing retirement, staying informed and educated is crucial—and it is not as intimidating as people think. Here are 3 (simple) ways to start saving for retirement:

Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , | Comments Off on Up Your Retirement IQ with These 3 Tips

New Data Shows Baby Boomers Have a Low Retirement IQ

While many Americans believe they’re retirement savvy, the average baby boomer has trouble answering even simple retirement questions. New survey data shows folks between 52 and 70 years of age have a significant gap in retirement knowledge, resulting in little action toward securing their golden years.

Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , | Comments Off on New Data Shows Baby Boomers Have a Low Retirement IQ

Everything You Need To Know About FIAs

In 2015, Fixed Index Annuities (FIAs) saw record-breaking sales, an increase of 13% just since 2014, according to the LIMRA Secure Retirement Institute’s fourth-quarter U.S. Individual Annuities Sales survey. But why are FIAs gaining so much popularity? Below, we’ve outlined nearly everything you need to know about FIAs and why so many Americans are taking notice: Continue reading

Posted in Personal Finance | Tagged , , , , , , , , , , | Comments Off on Everything You Need To Know About FIAs

Panic Grows About Living Too Long, Without Enough Money to Actually Live

Imagine fearing life more than death. That’s a reality many Americans face as nearly 50 percent of Americans are afraid of outliving their income or their inability to pay for basic necessitates like healthcare, according to a new survey released by the IALC.

Continue reading

Posted in In the News, Personal Finance | Tagged , , , , , , , , , , , , , , , , , , | Comments Off on Panic Grows About Living Too Long, Without Enough Money to Actually Live

4 Retirement Questions Job Seekers Should Ask

Too often when reviewing a job offer, we focus just on the salary or the number of vacation days. However, it’s important to evaluate the entire offer package and consider what benefits a prospective employer is offering not just yearly but also over time.
Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , | Comments Off on 4 Retirement Questions Job Seekers Should Ask

Why You Should Consider A FIA

In the past, some consumers looked at Fixed Indexed Annuities, or FIAs, as “overcomplicated products,” that over-promised and under-delivered. That’s no longer the case. Even with today’s volatile market, these products have performed extremely well over the past 15 years. After raising the overnight rate this past December, Janet Yellen and the U.S. Federal Reserve kept rates stagnant in the first quarter of 2016, with global economic uncertainty as the main reason. If the Fed is unclear of the economy’s future, how can you make clear financial predications?
Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , | Comments Off on Why You Should Consider A FIA

How to Weather the Storm in Volatile Markets: Takeaways from IALC’s Event

On April 20th, the IALC hosted a panel event in DC, “Weathering the Storm: Navigating Volatile Markets,” aimed at facilitating discussion about savings and financial strategies in today’s unpredictable economy.
Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , | Comments Off on How to Weather the Storm in Volatile Markets: Takeaways from IALC’s Event