Tag Archives: fixed index annuities

The Top Three FIA Articles from 2015

2015 was a big year for Fixed Indexed Annuities (FIAs). From FIAs having their highest sales to-date to millennials displaying an increasing interest in the product, consumers are seeing FIAs more and more as a product they can fit into a balanced retirement portfolio. Continue reading

Posted in In the News, Personal Finance | Comments Off on The Top Three FIA Articles from 2015

Giving the Gift of Security

As we spend more time with loved ones over the coming weeks, it’s worthwhile to take some time and consider whether the family members and friends who are beginning to prepare for retirement are adequately prepared to step away from their jobs but continue to have financial security.
Continue reading

Posted in Uncategorized | Comments Off on Giving the Gift of Security

4 Small Ways to Save Big

When it comes to saving for retirement, starting early is key. And while putting money away can seem like a huge and daunting task, it doesn’t always require major lifestyle changes. If you implement changes slowly and in small ways, you may not even realize how much you’re saving. Continue reading

Posted in Personal Finance, Planning for Retirement | Comments Off on 4 Small Ways to Save Big

Teacher’s Retirement Q&A on Fixed Index Annuities

As educators across the country go back to school for another year, it’s a good time to give some thought to what life should be like for teachers once they’re outside of the classroom and on to retirement. That’s why we created a useful Q&A for teachers who are planning for retirement and how a Fixed Index Annuity (FIA) might be a good product to add to their portfolio. Continue reading

Posted in Personal Finance, Planning for Retirement | Comments Off on Teacher’s Retirement Q&A on Fixed Index Annuities

5 Things You Need to Know About FIAs

An easy guide to the 5 things you should know about Fixed Indexed Annuities (FIAs). Continue reading

Posted in Personal Finance, Planning for Retirement | Comments Off on 5 Things You Need to Know About FIAs

Millennials say they want to save for retirement, but a third aren’t doing it

Nearly one in three millennials have no money saved for retirement, and a quarter of millennials – people between the ages of 18 and 34 – report owing more money than they have currently saved, according to a survey released by the Indexed Annuity Leadership Council (IALC).
Continue reading

Posted in Personal Finance, Planning for Retirement | Comments Off on Millennials say they want to save for retirement, but a third aren’t doing it

Increased Life Expectancy Leads to a Decrease in Payout Rates

With current rates being “low,” they may seem befuddled when asked to consider purchasing an annuity. I explain that today’s rates are not low. In fact, I believe these to be the “new” rates—and today’s rates may be the highest rates we could see for a very long time! Continue reading

Posted in Personal Finance, Planning for Retirement, Product Features | Leave a comment

Planning for Retirement: Recent Graduates

Although graduating from college comes with an array of emotions and excitement, it’s important to take time to think about your career path and the ways you can begin planning for retirement. Unlike your parents and grandparents, millennials will be mostly on their own for retirement savings, given the shift in the retirement landscape toward more of a “pay-for-yourself” era. Continue reading

Posted in Personal Finance, Planning for Retirement | Leave a comment

IALC Glossary: Explaining Annuity Jargon

Every industry has its own language, and it’s no different for retirement planning. Understanding this sometimes confusing language is crucial as you begin making financial decisions that will impact your lifestyle once your working years are over. As you begin looking into annuities, make sure you take some time to understand the most commonly used terms.
Continue reading

Posted in Personal Finance, Planning for Retirement | 1 Comment

The Changing Face of Retirement

The Indexed Annuity Leadership Council unveiled a new initiative that examines the widely varying retirement experience across America. The project, the Changing Face of Retirement, weaves together recently released survey data, regional and personal experiences and expertly comprised photos to paint a realistic view of modern-day retirement. Continue reading

Posted in Personal Finance, Planning for Retirement | Comments Off on The Changing Face of Retirement