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Tag Archives: financial independence
While getting your health into shape tops many Americans’ New Year’s resolution list, getting your finances in shape should be another goal you make in the New Year. Why is this so important? A recent study showed that nearly 40 percent of Americans don’t have any retirement savings. That’s a big deal. This year, consider making a Retirement Resolution.
2016 was another great year for Fixed Indexed Annuities (FIAs). In fact, several quarters saw record-breaking sales as consumers recognize the benefits and balance FIAs can provide to a retirement portfolio. During 2016, LifeHealthPro, MarketWatch and Huffington Post all identified how FIAs are attractive retirement products for retirees.
With the new school year in full swing, it’s a good time for teachers to revisit their own long-term plan and consider preparation for when they are no longer lesson planning. Checking up on your long-term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you understand how the products in your retirement portfolio will help you achieve your goals. Continue reading
When it comes to retirement planning, one of the most important things you can do is to make sure you’re creating a portfolio that will provide you with lifetime income. To do this, here are a few retirement pitfalls to avoid.
Imagine fearing life more than death. That’s a reality many Americans face as nearly 50 percent of Americans are afraid of outliving their income or their inability to pay for basic necessitates like healthcare, according to a new survey released by the IALC.
Too often when reviewing a job offer, we focus just on the salary or the number of vacation days. However, it’s important to evaluate the entire offer package and consider what benefits a prospective employer is offering not just yearly but also over time.
On April 20th, the IALC hosted a panel event in DC, “Weathering the Storm: Navigating Volatile Markets,” aimed at facilitating discussion about savings and financial strategies in today’s unpredictable economy.
While it can be tempting to simply pay off your college debt and skip saving for a retirement several decades away, prioritizing paying off college loans can end up hurting you in the long run. Continue reading