Tag Archives: 401(K) plans

Teacher’s Retirement Q&A on Fixed Index Annuities

As educators across the country go back to school for another year, it’s a good time to give some thought to what life should be like for teachers once they’re outside of the classroom and on to retirement. That’s why we created a useful Q&A for teachers who are planning for retirement and how a Fixed Index Annuity (FIA) might be a good product to add to their portfolio. Continue reading

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IALC Glossary: Explaining Annuity Jargon

Every industry has its own language, and it’s no different for retirement planning. Understanding this sometimes confusing language is crucial as you begin making financial decisions that will impact your lifestyle once your working years are over. As you begin looking into annuities, make sure you take some time to understand the most commonly used terms.
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Red, White & Scammed: Q&A with Personal Finance Expert Ellie Kay

In today’s video blog, Ellie Kay answers your questions about whether some of the “opportunities” available to American consumers are in fact a good deal or just fiction. Continue reading

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The Upside of Tax Season

Annuities, in particular, are attractive to many consumers from the standpoint of tax deferral because—unlike other tax-deferred accounts, such as 401(k)s and IRAs—the product has no limits on annual contributions. That means you can put away more money for retirement. Continue reading

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Despite Economic Recovery, Americans Still Anxious about Retirement

A recent poll by the National Institute on Retirement Security (NIRS) finds that despite the improvements to the economy, Americans are still feeling anxious about their retirement prospects. Indeed, a majority (55%) are “very concerned” about the current economic conditions … Continue reading

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CONGRESS OPENS DOOR FOR TAX-FREE RETIREMENT INCOME

It is important to consult with a tax and/or investment advisors about whether a Roth conversion is right for you. If you are looking at a conversion to a Roth account, you may also want to consider doubling down with a fixed indexed annuity. By including a fixed indexed annuity in your 401(k) Roth account, you can protect against loss of your initial investment and guarantee a minimum annual tax-free return. Continue reading

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Does your retirement plan include guaranteed income?

In the face of market volatility, increasingly rare pensions, and a growing concern that they may outlive their retirement savings, consumers are desperate for sources of guaranteed income. As a result, many consumers are turning to annuities. Continue reading

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