Category Archives: Product Features

AT WHAT AGE SHOULD YOU PURCHASE AN INDEXED ANNUITY?

The great thing about fixed indexed annuities is that they are a reliable retirement planning vehicle appropriate for people in a variety of life stages. However, there are a few rules of thumb to follow when thinking about purchasing a fixed indexed annuity. Continue reading

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Top 3 Things to Ask Your Financial Professional

Knowing how much and where to save your money is essential to leading a financially secure life. However, wrapping your head around the multitude of retirement options available can be stressful. Consider talking to a financial professional with the right … Continue reading

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The 5 W’s of a Successful Retirement

There’s no better time than today to develop your retirement plan and consider options that may be suitable for your future. Fixed indexed annuities (FIAs) can offer lifetime income and provide peace of mind when looking for ways to protect … Continue reading

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3 Simple Ways to Save for Retirement

Summer is here, and the future is brighter than ever. If you are busy planning, saving and budgeting for a summer vacation, use these tips to make the most out of your summer and get your retirement savings on track. Continue reading

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Increased Life Expectancy Leads to a Decrease in Payout Rates

With current rates being “low,” they may seem befuddled when asked to consider purchasing an annuity. I explain that today’s rates are not low. In fact, I believe these to be the “new” rates—and today’s rates may be the highest rates we could see for a very long time! Continue reading

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The 20th Anniversary of Fixed Index Annuities

This week Fixed Index Annuities (FIAs) reached a milestone – their 20th anniversary! On February 15th, 1995, Fixed Index Annuities were first introduced to consumers as a key product for helping plan a secure, dependable source of income for retirement.
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Annuity Riders Protect Aging Seniors

There is a misconception that when an annuity is purchased it is impossible to access your money until the annuity is fully matured, which may discourage consumers from making annuities a part of their plan. Annuities offer a variety of liquidity options if your funds are needed for health-related purposes so consumers can choose the product that best fits their needs. Continue reading

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Why Uncapped Does Not Mean Unlimited

An important point to keep in mind about these new product offerings is that “uncapped” does not mean “unlimited”. A volatility controlled index shifts assets between a risk component and a risk-free component to reach the targeted volatility level. Continue reading

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The Changing Price Tag on Healthcare?

With both health care costs and life expectancy continuing to rise, many Americans are forced to commit more of their financial resources to health care plans. One solution growing in popularity is concierge medicine. Continue reading

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John Jamieson from Daily Finance talks retirement preparedness: Part II

The Indexed Annuity Leadership Council recently interviewed DailyFinance contributor John Jamieson on preparing for retirement, the importance of a balanced portfolio and the benefits of fixed indexed annuities. Continue reading

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