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Category Archives: In the News
With the new school year in full swing, it’s a good time for teachers to revisit their own long-term plan and consider preparation for when they are no longer lesson planning. Checking up on your long-term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you understand how the products in your retirement portfolio will help you achieve your goals. Continue reading
Imagine fearing life more than death. That’s a reality many Americans face as nearly 50 percent of Americans are afraid of outliving their income or their inability to pay for basic necessitates like healthcare, according to a new survey released by the IALC.
The Indexed Annuity Leadership Council (IALC) today reacted to the release of new regulations by the Department of Labor (DOL) that will significantly expand the reach of the pension law’s fiduciary obligations. The new rules will impose a high legal standard on almost anyone offering a financial product or advice to an ERISA plan participant or IRA holder. Continue reading
2015 was a big year for Fixed Indexed Annuities (FIAs). From FIAs having their highest sales to-date to millennials displaying an increasing interest in the product, consumers are seeing FIAs more and more as a product they can fit into a balanced retirement portfolio. Continue reading
2014 was a big year in retirement news and research, from women’s retirement savings still lagging behind men’s to LGBT Baby Boomers and soon-to-be-retirees continuing to experience unique hurdles in preparing for retirement. In case you missed them, here are the top 5 stories and retirement news from 2014. Continue reading
A recent Pensions and Liability article on ERISA explored the 40-year history of the law that was supposed to protect consumers, but is now motivating employers to adopt retirement plans providing a less secure future for employees. Continue reading
Thirty-six percent of people in the U.S. have no retirement savings, according to a recent study conducted by Bankrate.com. This includes 26 percent of adults between the ages of 50 and 64 – one of the most crucial age groups for retirement planning and saving. This generation acknowledges the importance of saving, with 32 percent of people feeling less comfortable with their overall savings than they were a year ago. So if they know they should be saving, why aren’t they? Continue reading
May 22, 2014 Indexed Annuity Leadership Council Open Letter to the Editor of AARP Magazine Dear Editor: We recently read the financial planning article by Allan Roth in your March/April issue and were disappointed to see factual inaccuracies, as well … Continue reading
The program President Obama introduced is called myRA – a government guaranteed retirement savings program aimed at helping people save even if they have a limited income and do not have access to employer-sponsored retirement plans.