Category Archives: FAQ

PART THREE – MYTH VS. FACT: The Path to Financial Diversity

It’s hard to achieve financial diversity when you’re unsure of the tools available to you or confused by the variety of options – mutual funds, Certificate of Deposits (CDs), Fixed Indexed Annuities (FIAs), and more. With so much financial advice … Continue reading

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Part Two – Myth vs. Fact: Lack of Portfolio Diversity Puts Retirement At Risk

While the stock market continues to perform well, everyone remembers the down turn in 2008. In order to protect yourself and your finances from these market swings, it’s important to take steps towards balancing your portfolio. As a long-term saving … Continue reading

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New Data: Extreme Lack of Diversification Could Add to Retirement Crisis

The retirement crisis has become a topic of conversation in the United States, and while its actualization is still widely debated, there is no doubt Americans need to take additional steps in order to ensure a financially stable retirement – … Continue reading

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Trends for Fixed Annuities in 2015

Once simply viewed as a safe way to guarantee a lifetime stream of income, fixed annuities have emerged as a balanced instrument that offers the potential for wealth accumulation. This potential has made fixed annuities a top choice for many soon-to-be retirees, and there is no sign of this changing in 2015. Continue reading

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Save now, See the World Later

Retirees often look forward to spending time with their families, enjoying leisure activities, and for a majority of Americans – travel. Though many Americans plan to spend their retirement seeing the world, according to a recent study by The Global … Continue reading

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Is divorce in your retirement plan?

The retirement landscape that Boomers face is vastly different than that of their parents. Gone are the days of pensions, a career ending in one’s early sixties and growing old with one’s spouse. Now Boomers are faced with possible shortfalls in social security and 401(k)s, longer years in the workforce, and…divorce? Continue reading

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What do your favorite celebrity finance experts think about indexed annuities?

In a recent article in the New York Times, Jean Chatzky, the financial editor for NBC’s Today Show, offered some insight into how deferred annuity products like indexed annuities are poised to make a difference in the financial future of … Continue reading

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Half-Price Living

Could you live on just half of your current household income? I’ve posed this question to hundreds of families and overall they say learning to live on less could be the ticket to achieving some of their biggest goals, like having one parent stay home with children, or bolstering their savings to pay off consumer debt. Continue reading

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Preparing for Escalating Healthcare Costs in Retirement

A recent Associated Press article reported that the average retired couple is facing $220,000 in medical bills during retirement. If that number astounds you, you are not alone. Continue reading

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Indexed Annuity Sales are Up, Complaints are Down

Despite the growth in indexed annuity sales, complaints against the product have significantly decreased since 2010, according to data recently released by the National Association of Insurance Commissioners (NAIC). What’s more, a recent LIMRA study found that 83% of indexed annuity buyers were satisfied with their annuity purchase, and five in six would recommend annuities to family and friends. Continue reading

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