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With the recent market volatility, those saving for retirement may be becoming more and more nervous about the stability and security of their retirement savings. While Americans may not have direct control over the stock market, there are things they can control when it comes to saving for retirement, and simple mistakes they can and should avoid.
Today, we celebrate the 21st anniversary of Fixed Indexed Annuities (FIAs). And, what an anniversary it is! On February 15th, 1995, Fixed Indexed Annuities were first introduced to consumers as a key product for helping plan a secure, dependable source of income for retirement. Continue reading
2015 continued to be a big year for retirement research and news. From Americans lagging in their savings to Baby Boomers’ confidence in a good retirement plummeting, this years’ studies were a true wake-up call for the need to start preparing for retirement early.
When it comes to saving for retirement, many Americans are falling short. According to a recent study by the Financial Industry Regulatory Authority, more than 40 percent of Americans have no retirement savings. What better time to make a plan and start saving for your future than in the New Year? While many people vow to focus on their health during the New Year, it’s important to get your finances in shape, too.
Over the past several years, Fixed Indexed Annuities (FIAs) have emerged as a top choice for soon-to-be retirees due to their potential for wealth accumulation. With the New Year kicking into gear, there’s no better time to look back at the growth and challenges that FIAs have faced in 2015, and what we might expect for the product and industry in 2016.
As we spend more time with loved ones over the coming weeks, it’s worthwhile to take some time and consider whether the family members and friends who are beginning to prepare for retirement are adequately prepared to step away from their jobs but continue to have financial security.
A sneak peek of the topics that will be covered during the panel discussion, The State of American Retirement: Navigating the Gender Imbalance on October 15. IALC will join other influential financial and retirement experts in Washington D.C. to discuss ways to bridge retirement’s gender disparity so that all women are aware of how to prepare for a secure retirement. Continue reading
With average life expectancies increasing, it is critical to have a thorough retirement plan that provides for adequate income to last a lifetime. To make sure your income lasts as long as you need it to, here are a few retirement pitfalls to avoid:
Unsure if an FIA will fit your retirement plan? In the video Using Annuity Riders in Retirement, personal finance expert and author Laura Adams provides a simple explanation of FIAs and how optional riders can help safeguard your retirement savings. Continue reading